Panhandle First Bank

Let's SAVE YOU SOME TIME

Apply online for the PFB credit card today


Financial literacy tool for your children

Teach Your Kids to Earn, Spend, Save, and Give Responsibly


People holding up the American Flag
Let's take your business to the next level

Loans customized to your business needs.


PFB's "Learn & Earn" app is free to download and use. It helps parents teach kids and teens essential money management skills,  such as tracking chores, spending responsibly, donating to local non profits, and even investing* in stocks.



* This Panhandle First Bank program is provided through BusyKid. The BusyKid Visa® Prepaid Card is issued by Pathward®,N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Brokerage services provided by Apex Clearing, an SEC-registered broker-dealer and member of FINRA/SIPC. *This optional feature/service is an Apex Clearing product.
Person smiling while looking at their computer
Let's do this together

Join our Team.


Let's help you find a new checking account.

Don't worry about keeping a minimum balance with this account. Set up your direct deposit and you'll be on your way.

Regular Checking Account Features

Want a return on your deposits? Take a look at our interest-bearing checking account that offers competitive rates.

NOW Checking Account Features

Need an account that gives you more? This account offers AD&D insurance, cellphone protection, roadside assistance, and more.

Platinum Club Checking Account Features

Coffee and Donuts. First National Bank and Bank of the Panhandle. Better together.

Better Together

First National Bank and Bank of the Panhandle have a relationship that goes back for decades. Read about our history here. 

Agriculture Loans

We customize loans for farmers and ranchers. Competitive terms and customer service you expect from your community bank.

Commercial Checking

Let us help manage your business expenses with a Panhandle First Bank Commercial Checking account.