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REGULAR NOW CHECKING PLATINUM CLUB
Minimum to Open $100 $500 $100
Minimum Daily Balance $0 $500 $0
Monthly Service Charge Amount Avoid the $10 monthly service charge by setting up direct deposit or using debit card 10x per month Avoid the $10 monthly service charge by maintaining $500 average daily balance $10/month for $10,000 AD&D
$11/month for $20,000 AD&D
$12/month for $30,000 AD&D
Interest Bearing No Check mark indicating "yes." No
Interest starts accruing at: N/A $1,500 N/A
Basic checks No Check mark indicating "yes." Check mark indicating "yes."
Debit card Check mark indicating "yes." Check mark indicating "yes." Check mark indicating "yes."
E-Statements Check mark indicating "yes." Check mark indicating "yes." Check mark indicating "yes."
Paper statements
$4 per month (No cost to Seniors Citizens 60+)
$4 per month Check mark indicating "yes."
Refund up to $10 in PFB ATM fees No No Check mark indicating "yes."   
Mobile App / Online Banking Check mark indicating "yes." Check mark indicating "yes." Check mark indicating "yes."
Mobile Deposit Check mark indicating "yes." Check mark indicating "yes." Check mark indicating "yes."
Online Bill Pay Check mark indicating "yes." Check mark indicating "yes." Check mark indicating "yes."
Apple Pay®, Samsung Pay®, Google Pay™ Check mark indicating "yes." Check mark indicating "yes." Check mark indicating "yes."
Cell Phone Protection / Insurance No No Check mark indicating "yes."
Accidental Death and Dismemberment (AD&D) Insurance
No No Check mark indicating "yes."
Free Cashier's Checks / Money Orders
No No Check mark indicating "yes."   
Roadside Assistance Plan
No No Check mark indicating "yes."
Travel / Entertainment Discounts
No No Check mark indicating "yes."