APY = Annual Percentage Yield. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Interest Bearing Checking Account
| Balance |
Interest Rate |
APY |
| NOW Checking Account |
0.75% |
0.75% |
| Small Business Checking ($5,000-$499,999) |
1.25% |
1.26% |
| Small Business Checking ($500,000+) |
0.00% |
.06%-1.4% |
Minimum deposit of $100 to open account, and must maintain a minimum balance of $1,500.00 to obtain APY.
Money Market Account
| Balance |
Interest Rate |
APY |
| $2,500.00 - $49,999.99 |
1.10% |
1.11% |
| $50,000.00 - $249,999.99 |
1.20% |
1.21% |
| $250,000.00 - $499,999.99 |
1.30% |
1.31% |
| $500,000.00+ |
1.40% |
1.41% |
Minimum deposit of $100.00 to open an account, and must maintain a minimum balance of $2500.00 to obtain APY.
Savings Account
| Account |
Minimum Opening Deposit |
Rate |
APY |
| Regular Savings |
$100.00 |
1.00% |
1.01% |
| Business Savings |
$100.00 |
1.00% |
1.01% |
| Emergency Savings (0 - $19,999.99) |
$25.00 |
3.00% |
3.05% |
| Emergency Savings ($20,000+) |
$25.00 |
1.00% |
1.02%-3.04% |
No minimum balance to obtain APY.
Health Savings Account
| Balance |
Interest Rate |
APY |
| $1000.00 and up |
1.00% |
1.01% |
Must maintain a minimum balance of $1,000.00 to obtain APY
Certificates of Deposit ($1,000 - $49,999)
| Term |
Interest Rate |
APY |
| 90 Days |
4.25% |
4.33% |
| 6 Months |
4.10% |
4.18% |
| 12 Months |
3.75% |
3.82% |
| 18 Months |
3.60% |
3.66% |
| 24 Months |
3.40% |
3.45% |
| 36 Months |
2.85% |
2.89% |
Minimum of $1,000.00 to open account, and must maintain a balance of $1,000.00 to obtain APY. Penalty for early withdrawal. For CD amounts over $250,000, please contact the bank.
Certificates of Deposit ($50,000+)
| Term |
Interest Rate |
APY |
| 90 Days |
4.50% |
4.59% |
| 6 Months |
4.35% |
4.44% |
| 12 Months |
4.00% |
4.07% |
| 18 Months |
3.85% |
3.92% |
| 24 Months |
3.65% |
3.71% |
| 36 Months |
3.10% |
3.14% |
Minimum of $1,000.00 to open account, and must maintain a balance of $50,000.00 to obtain APY. Penalty for early withdrawal. For CD amounts over $250,000, please contact the bank.
24 Month IRA Rates
| Type |
Interest Rate |
APY |
| Fixed |
3.50% |
3.56% |
| Variable |
Rate is 3.00% below listed WSJ US Prime Rate |
Rate is 3.00% below listed WSJ US Prime Rate |
